Domestic workers include chauffeurs, nannies, home health aides, nurses, babysitters, maids, cooks, housekeepers, laundry workers, butlers, companions, and gardeners working in a private household (12 NYCRR §355.2).

Domestic workers employed forty or more hours per week by the same employer (including full-time sitters or companions, and live-in maids) are required to be covered by a New York State disability benefits insurance policy if they work 30 or more days in a calendar year for that employer.

Disability benefits insurance is NOT required IF the only people who work for the household are domestic workers in a private household who individually work less than 40 hours per week for that household and do not live on premises.